Funding Solutions

SBA Lending provides financing to eligible small businesses through loans made by participating lenders and supported by the U.S. Small Business Administration. SBA-backed financing can be used for business acquisitions, real estate, equipment, working capital, expansion, and other approved business purposes, depending on the loan program. These programs can offer longer repayment terms and other features designed to help qualifying small businesses access capital. Approval requirements, loan amounts, rates, fees, and repayment terms vary based on the SBA program, lender, and the borrower’s qualifications. VCL works with a variety of lending sources to help business owners explore SBA financing options that align with their business needs and growth plans.


SBA Loans