Funding Solutions

Merchant Cash Advance (MCA) provides businesses with an advance of capital in exchange for a portion of their future business sales or receivables. It can give businesses quick access to funds for working capital, inventory, payroll, marketing, equipment, or other short-term business needs. Repayment is typically structured through a percentage of future sales or through agreed-upon periodic payments, depending on the MCA agreement. Approval and funding terms can vary based on the business’s revenue, cash flow, time in business, and overall financial profile. VCL works with a variety of lending sources to help business owners explore MCA options that may provide the working capital needed to keep their business moving forward.